For
those who receive benefits or have Medicare, “my Social Security” can help
check estimates of your retirement, disability and survivor’s benefits, your
earnings record, and the estimated Social Security and Medicare taxes you’ve
paid.
However, you should be suspicious of any emails sent to you.
The my Social Security account is a recently released new service
for the public, but the agency is not sending emails to generate enrollment. To
open one of these personal accounts, citizens should go directly to my Social
Security at http://www.ssa.gov/myaccount/.
If you receive an email inviting you to join, do not click any links.
Criminals are using "phishing" emails encouraging
senior citizens to create an account. Rest assured, any email promoting this
are not coming from the agency, according to information from the Social
Security Administration.
Here’s how to detect a fraudulent email message:
·
Any email coming from Social Security will come
from an email address ending in “.gov”, although you should not trust the
“From” address, since attackers can spoof this address.
·
Any email coming from Social Security will not
have email addresses associated with private companies such as Yahoo, Hotmail,
Gmail, etc.
·
Look for poor word choice, phrasing, spelling or
extra words that are not needed in the text.
·
Links to Social Security websites will always
begin with http://www.socialsecurity.gov/
or https://secure.ssa.gov/
(the slash after ".gov" is important). For example, you should not
trust a link that looks like this: http://www.socialsecurity.gov.bx.co.rx/setup.
If you are suspicious of a link in an email, use your mouse to “hover over” the
link to see the web address.
Please note:
Members of the public who receive phishing emails should forward them to the
U.S. Computer Emergency Readiness Team at phishing-report@us-cert.gov.
To create an account on my Social Security, you must provide some personal information about yourself and give answers to some questions that only you are likely to know. Next, you create a username and password that you will use to access your online account. This process protects you and keeps your personal Social Security information private. Scammers are developing new ways every day to defraud seniors of their hard-earned money. To learn more about the Home Instead Senior Care network’s Protect Seniors from FraudSM program, go to ProtectSeniorsFromFraud.com.
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